Terms & Conditions

Last Updated: March 2025

Agreement to Terms

PLEASE READ THIS AGREEMENT CAREFULLY. BY ACCESSING OR USING THIS SITE, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT USE THIS SITE OR ITS SERVICES.

These Terms of Service (TOS) govern the relationship between Richie Rich Picks ("RRP") and all users who access www.RichieRichPicks.com (the "Site") and its services.

Terms of Service – All Sales Final

• No cancellations, refunds, or guarantees are provided.
• All sales are final, and no refunds will be issued under any circumstances.
• Past results do not guarantee future performance.
• Clients must log in daily or call to access purchased picks.
• Customer support: (800)-277-0759.

No Chargeback Policy

By purchasing from Richie Rich Picks, you agree not to initiate chargebacks. If a chargeback is filed and reversed in our favor, you agree to the following fees:

Fee Type	Amount
Chargeback Processing Fee	$45 per chargeback
Administrative Fee	$299 per dispute

Unpaid chargeback fees will be sent to collections and may negatively impact your credit. Chargeback abuse will result in a permanent ban. We reserve the right to pursue legal action and collection efforts against fraudulent disputes.

Services Offered

Richie Rich Picks provides sports predictions and analysis. We do NOT offer gambling services or place bets on behalf of users. RRP reserves the right to modify, update, or discontinue services at any time.

Limitation of Liability & Disclaimer

• We are not responsible for any gambling losses.
• Sports betting is unpredictable. We make no guarantees regarding accuracy, reliability, or profitability.
• All picks are for entertainment purposes only.
• RRP is not liable for any financial losses resulting from bets placed using our insights.
• Users assume all risks associated with betting or gambling decisions.

Account Termination Policy

We reserve the right to suspend or permanently terminate accounts for:

• Violation of these Terms of Service
• Fraudulent activity, including chargeback abuse
• Harassment or abuse of our staff
• Engaging in actions that harm our business

All account terminations are final and non-reversible.

Collections & Enforcement Policy

If any outstanding fees remain unpaid, Richie Rich Picks may:

• Send the debt to collections
• Report unpaid fees to credit bureaus
• Take legal action to recover owed amounts

Governing Law & Dispute Resolution

These Terms shall be governed under the laws of Nevada. All disputes will be resolved through binding arbitration in the State of Nevada, except where prohibited by law. By using this site, you waive any right to participate in a class-action lawsuit against Richie Rich Picks.

Arbitration will be conducted by a recognized Nevada arbitrator, with both parties covering their own legal fees.

Privacy Policy

What We Collect:

• Account Data: Email & password when you create an account.
• VIP Member Data: Phone number for exclusive text picks.
• Payment Information: Securely processed by third-party processors. We do not store credit card details.

How We Use Your Data:

• To provide access to purchased sports picks.
• To send VIP text alerts (opt-in only).
• To prevent fraud and protect account security.

How We Protect Your Data:

• Industry-standard encryption secures your personal info.
• We never sell or share your data with third parties.

Your Rights & Choices:

• You may request account deletion by contacting support.
• VIP customers may opt out of texts anytime by replying STOP.

Contact Information

Final Acknowledgment

By purchasing from Richie Rich Picks, you confirm that you have read, understood, and agreed to these Terms of Service. Violations may result in account bans, legal action, and collections efforts. You acknowledge that all sales are final and agree not to initiate chargebacks or disputes without valid cause.